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Joint - US

StoneX accepts three types of registration types for US individuals to open joint accounts;

US Joint Registration Type​

Registration TypeDescription
JointCPJoint Community Property. Only available to residents of Alaska, Arizona, California,Idaho, Louisiana, Nevada, New Mexico, Philippine Islands, Puerto Rico, Texas, Wisconsin, or Washington
JointWROSJoint with Rights of Survivorship. It is a type of account that is owned by at least two people.
JointTICJoint Tenants in Common. It refers to a legal relationship in which two or more people own a piece of property or another asset where no rights of survivorship are afforded to any of the account holders.

Required Attributes​

The below are all the required attributes needed to open a Joint US account.

AttributesData Type
subNumberInteger
accountNumberString
mainMain
mailingAddressMailing Address
primaryOwnerPrimary Owner
electronicDeliveryElectronic Delivery
associatedPartyAssociated Parties

Main​

AttributesData TypeLength
repCodeString4
proxyDisclosureProxy Disclosure
sweepIndicatorBoolean
catAccountIdentifierCAT Account Identifier

Mailing Address​

AttributesData TypeMax Length
countryCountries1
streetString30
cityString15
stateProvinceUS States
CanadianProvinces		1
postalCodeStringU.S. - 9
U.S. - 10

Primary Owner​

AttributesData TypeMax LengthDescription
nameTypeName Type
name1String30INDIVIDUAL: First Name
ENTITY: Name 1, /, -, # these special characters can be used
name3String30INDIVIDUAL: Last Name
ENTITY: Name 2, /, -, # these special characters can be used
citizenshipCountryCountries
birthDateDate Format
legalAddressAddress
phoneRegionHomePhone Region Codes
phoneNumberHomeString15
phoneRegionCellPhone Region Codes
phoneNumberCellString15
phoneRegionBusinessPhone Region Codes
phoneNumberBusinessString15
occupationOccupation
taxIdTypeUS Tax ID Types9
taxIdNumberString9
sourceOfFundsSources of Funds
caisCustomerTypeC.A.I.S. Customer Type
institutionalInvestorBooleanA bank, savings and loan association, insurance company, registered investment company, investment adviser, or any individual or entity with $50 million or more in assets.
trustedContactTrusted Contact
affiliationAffiliation
Requirements

Phone Number: At least one pair of phone information must be provided. Home, Business, or Cell phone. PhoneRegionCode and PhoneNumber.

Affiliation​

Industry​

AttributesData Type
associatedBoolean
firmClearingBoolean
companyNameString

Political​

AttributesData Type
associatedBoolean
nameString
organizationString
relationshipString

Public Company​

AttributesData Type
associatedBoolean
nameString
symbolString

StoneX​

AttributesData Type
associatedBoolean
nameString
positionString
relationshipString
affiliatedEntityAffiliated Entity

Electronic Delivery​

AttributesData Type
emailString
statementsBoolean
confirmsBoolean
stonexCommunicationsBoolean
investorCommunicationsBoolean
prospectusBoolean
taxDocumentsBoolean
Email Requirement

If all electronic delivery elections are false, the email is not required.

Associated Parties​

AttributesData TypeMax LengthDescription
onbCustomerIdStringDuring staging, the user needs to provide a user-generated onboarding customer ID.
customerIDStringWhen an account is opened, StoneX gives the user a customer ID.
deletebooleanRemove the associated party from the account.
RoleAssociated Party Roles
tradingAuthorityTrading Authority
nameTypeName Type
name1string30INDIVIDUAL: First Name
ENTITY: Name 1, /, -, # these special characters can be used
name2string30INDIVIDUAL: Middle Name
ENTITY: N/A, /, -, # these special characters can be used
name3string30INDIVIDUAL: Last Name
ENTITY: Name 2, /, -, # these special characters can be used
name4string30INDIVIDUAL: Suffix
ENTITY: N/A, /, -, # these special characters can be used
citizenshipCountryCountry
birthDateDate Format
emailString
legalAddressAddress
occupationOccupation
governmentIdentificationGovernment IdentificationFor non-citizens of the US, Government ID 1 is a national ID.
sourceOfFundsSources of Funds
phoneRegionHomePhone Region Codes
phoneNumberHomeString15
phoneRegionCellPhone Region Codes
phoneNumberCellString15
phoneRegionBusinessPhone Region Codes
phoneNumberBusinessString15
caisCustomerTypeCAIS CustomerType
institutionalInvestorbooleanA bank, savings and loan association, insurance company, registered investment company, investment adviser, or any individual or entity with $50 million or more in assets.
trustedContactTrusted Contact
affiliationAffiliation

Example​

{
    "accountNumber": "12345678",
    "subNumber": "301",
    "main": {
        "repCode": "JC01",
        "proxyDisclosure": "L",
        "sweepIndicator": "true",
        "catAccountIdentifier": "Individual"
    },
    "mailingAddress": {
        "country": "US",
        "street": "2 Perimeter Park S Suite 100W",
        "city": "Birmingham",
        "stateProvince": "AL",
        "postalCode": "35243"
    },
    "primaryOwner": {
        "nameType": "Individual",
        "name1": "Sam",
        "name2": "David",
        "name3": "Smith",
        "name4": "JR",
        "citizenshipCountry": "US",
        "birthDate": "1980-05-25",
        "phoneNumberHome": "2056964466",
        "legalAddress": {
            "country": "US",
            "street": "2 Perimeter Park S",
            "city": "Birmingham",
            "stateProvince": "AL",
            "postalCode": "35243"
        },
        "occupation": "accountingOrAuditing",
        "taxIdType": "SSN",
        "taxIdNumber": "123456789",
        "sourceOfFunds": "gift",
        "caisCustomerType": [
            "CP",
            "advisor",
            "Employee"
        ],
        "institutionalInvestor": "true",
        "trustedContact": {
            "name": "Jane Smith",
            "relationship": "spouse",
            "phoneRegionCode": "1",
            "phoneNumber": "2056964444",
            "email": "jane.smith@example.com",
            "address": {
                "country": "US",
                "street": "2 Perimeter Park S Suite 100W",
                "city": "Birmingham",
                "stateProvince": "AL",
                "postalCode": "35243"
            }
        },
        "affiliation": {
            "political": {
                "associated": false
            },
            "industry": {
                "associated": false
            },
            "publicCompany": {
                "associated": false
            },
            "stonex": {
                "associated": false
            }
        }
    },
    "associatedParties": [
        {
            "onbCustomerId": "1234567",
            "role": "secondary",
            "tradingAuthority": "full",
            "nameType": "Individual",
            "name1": "Smith",
            "name3": "Patel",
            "citizenshipCountry": "US",
            "birthDate": "1980-05-25",
            "email": "smith.patel.doe@example.com",
            "taxIdType": "SSN",
            "taxIdNumber": "123456789",
            "governmentIdentification": {
                "governmentId1": {
                    "idType": "driverslicense",
                    "idNumber": "A7654378",
                    "idLocation": "AL",
                    "idIssueDate": "2020-01-01",
                    "idExpiration": "2024-01-01"
                },
                "governmentId2": {
                    "idType": "passport",
                    "idNumber": "E00007734",
                    "idLocation": "US",
                    "idIssueDate": "2020-01-01",
                    "idExpiration": "2030-01-01"
                }
            },
            "legalAddress": {
                "country": "US",
                "street": "2 Perimeter Park S Suite 100W",
                "city": "Birmingham",
                "stateProvince": "AL",
                "postalCode": "35243"
            },
            "occupation": "retired",
            "sourceOfFunds": "retirement",
            "phoneRegionCell": "54",
            "phoneNumberCell": "1143907525",
            "caisCustomerType": [
                "foreign"
            ],
            "institutionalInvestor": false,
            "trustedContact": {
                "name": "Jane Smith",
                "relationship": "spouse",
                "phoneNumber": "2056786578",
                "email": "jane.smith@example.com",
                "address": {
                    "street": "2 Perimeter Park S Suite 100W",
                    "city": "Birmingham",
                    "stateProvince": "AL",
                    "country": "US",
                    "postalCode": "35243"
                }
            },
            "affiliation": {
                "political": {
                    "associated": "true",
                    "name": "Sam Dao",
                    "organization": "Political Organization",
                    "relationship": "self"
                },
                "industry": {
                    "associated": false
                },
                "publicCompany": {
                    "associated": false
                },
                "stonex": {
                    "associated": "true",
                    "name": "David Goldberg",
                    "position": "advisor",
                    "relationship": "self",
                    "affiliatedEntity": "SSIA"
                }
            }
        }
    ],
    "electronicDelivery": {
        "email": "test.person@example.com",
        "statements": false,
        "confirms": true,
        "stonexCommunications": true,
        "investorCommunications": true,
        "prospectus": true,
        "taxDocuments": false
    }
}